In 2025, applying for a personal or business loan using just your Aadhar Card Loan has become easier than ever. No need to visit banks or submit piles of paperwork. Now, you can apply for loans directly from your mobile phone with minimal documentation, and the best part it’s fast, secure, and completely paperless.
Aadhar Card Loan 2025 – What’s New?
Thanks to government-backed fintech initiatives and digital KYC reforms, users can now apply for loans using only their Aadhar Card number and mobile-linked OTP. Whether you’re a salaried employee or a small business owner, Aadhar-based loans ensure quicker approvals and guaranteed disbursal in many cases.
Loan Features You Can Avail in 2025
You can apply for a loan amount ranging from ₹10,000 to ₹5,00,000 depending on your credit profile. The repayment tenure is flexible from 3 months to 5 years. Interest rates vary from 10% to 24% APR, and no physical visits or income proofs are required for smaller loan brackets.
How to Apply for Aadhar Card Loan from Mobile in 2025?
- Visit trusted platforms like PM SVANidhi, PaisaBazaar, Paytm Loan, or your bank’s official loan app.
- Enter your Aadhar number and verify with OTP.
- Fill in basic financial details.
- Choose loan amount and EMI options.
- Submit for eKYC and wait for instant approval.
Many apps now use AI-based credit evaluation, so even if your CIBIL score is low, you may still be eligible for small-ticket instant loans.
Popular Banks & Apps Offering Aadhar Loans in 2025
- SBI YONO App
- HDFC Bank Personal Loan App
- Kotak Mahindra 811 App
- Paytm Personal Loans
- Navi App
- KreditBee
- CASHe
- IDFC First Bank
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